Planning for a secure retirement is a top priority for millions of Americans. With Social Security benefits often insufficient to cover all expenses and traditional pensions becoming less common, many retirees are turning to annuities as a way to guarantee steady income throughout their retirement years. If you’re looking to enhance your retirement income strategy, understanding annuity planning and knowing how to select the best annuity plan is essential.

In this comprehensive guide, we’ll walk you through everything you need to know about annuities in the United States — including the types of annuities available, the types of annuity plans you can choose from, and how to identify the best annuities suited for your retirement goals. We’ll also answer common questions to help you make informed decisions that align with your financial future.